The Retirement Roadmap Podcast

Money Mission Statements

 
Have you given your money a mission? As you know, the way you think about and allocate your money is critically important. This week we discuss segmenting your money to have specific purpose and specific missions. Listen in on our discussion as we talk about useful ways to allocate your money to achieve specific and important outcomes. After this week's podcast you might just begin thinking about your money a little differently and your Retirement Roadmap might have a little more clarity.
 
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, TD Ameritrade, and Nationwide Advisory Solutions.
 

Dangerous Financial Assumptions

 
If what you thought to be true turned out not to be true, when would you want to know about it? There are variables that that can invalidate a number of common financial assumptions. This week we discuss why it's wise to be careful with “always” in your financial planning. Join us as we discuss how making certain assumptions about Roth IRA's, Social Security and a few other retirement topics could lead you to a different destination then you might have planned. Take the time to make sure your Retirement Roadmap is leading you in the right direction.
 
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, TD Ameritrade, and Nationwide Advisory Solutions.

Retirement Scenarios

 
When it comes to retirement, there are no one size fits all solutions. When making plans and determining your game plan it's wise to evaluate your situation and develop personalized strategies. Join us again this week as we take a look at a variety of retirement scenarios and discuss some of the factors to consider when faced with these various circumstances. Everyone has a different Retirement Roadmap, make sure yours is designed to provide you with the retirement you've always imagined.
 
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, TD Ameritrade, and Nationwide Advisory Solutions.
 

The Things You Can’t Control

 
When planning for living in the retirement years, it's important to understand there are things we can control and things we can't control. One of the keys to having a successful retirement is having strategies that allow you to succeed even when you don't have control. So take a few minutes to listen in on our conversation and make sure that your Retirement Roadmap is designed to be ready for “The Things You Can't Control”.
 
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, TD Ameritrade, and Nationwide Advisory Solutions.

Getting Started With Your Retirement Plan

 
For many people, retirement planning has simply been saving for retirement. However there are many additional factors to consider when you are transitioning into retirement or already retired. What does retirement look like for you? Do you have a retirement income plan that's built to last? Have you planned for how taxes will impact your income in retirement? Join us this week as we discuss these questions and additional topics that may be critical to your financial future. After all, if you don't take some time to design your personal Retirement Roadmap, you might not like your destination.
 
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, TD Ameritrade, and Nationwide Advisory Solutions.

Reacting To Market Corrections

 
How do you react to market corrections? Are market corrections during retirement different than market corrections during the working years? This week we take some time to discuss a variety of questions that often come up when thinking about market corrections. It's important to understand the possible impacts to your financial future and to understand the differences between market corrections during the working years vs. the retirement years. Take a few minutes to listen in on our conversation. Chances are that your Retirement Roadmap will encounter a few market corrections and it's critically important that you know how to respond to these market conditions.
 
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, TD Ameritrade, and Nationwide Advisory Solutions.
 

Debunking Myths

 
If what you thought to be true turned out not to be true, when would you want to know about it? There are many myths that surround financial and retirement planning – some of these myths take the form of what you might call “One Size Fits All Advice”. This week we take on some of these popular myths. This might challenge some of your long held beliefs. Listen in on this week's conversation and possibly discover how a number of common beliefs might actually be myths. It's important to always remember that your Retirement Roadmap should be unique to you and it's not always good to follow the “One Size Fits All Advice” that is provided by the “Financial Entertainers”.
 
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, TD Ameritrade, and Nationwide Advisory Solutions.

401K Rollovers

 
To Rollover or Not to Rollover – that is the question! If you are considering a Rollover of your retirement account there are a number of factors to consider. This week we take some time to discuss critical questions to ask and important points to consider when it comes to 401(K) Rollovers. Take a few minutes and join us to review important aspects of rolling over a retirement account. The choices you have on your Retirement Roadmap can make a big difference to your financial future.
 
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, TD Ameritrade, and Nationwide Advisory Solutions.

Counter-Intuitive Financial Guidance

 
Things are not always what they seem. It's important to realize this in all phases of life, but it's especially important to understand this when it comes to your financial and retirement planning. On this week's podcast we discuss a number of financial scenarios that may be a bit counter-intuitive. Join us for a few minutes and evaluate whether or not there might be a few places on your Retirement Roadmap that might need some review from a different perspective.
 
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, TD Ameritrade, and Nationwide Advisory Solutions.

The Silent Killer . . . Inflation

 
Virtually everyone understands that inflation causes the cost of living to increase over time and that inflation tends to erode your buying power over time. The challenge of combating the effects of inflation on your retirement nest egg can be difficult when you're also looking to lower you exposure to risk. Take a few minutes to listen in on our conversation as we discuss strategies you can use to fight inflation. It's important that your Retirement Roadmap has the ability deal with the long term effects of “The Silent Killer . . . Inflation”.
 
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, TD Ameritrade, and Nationwide Advisory Solutions.