The Retirement Roadmap Podcast

Eliminating Luck From The Retirement Equation

 
Do you really want to eliminate luck from the retirement equation? Well think about it . . . would you rather be relying on luck or a well designed retirement plan. Too many times retirees travel into the retirement years without a well designed retirement plan, which leaves a lot to chance or luck. It's been said that if you don't know where you're going, how will you know when you get there? Join us for a few minutes as we discuss things that you can do to help take luck out of the equation. When planning your travels along the Retirement Roadmap you are more likely to enjoy your destinations.
 
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, TD Ameritrade, and Nationwide Advisory Solutions.
 

The Financial Lies People Tell Themselves

 
How honest are you being with yourself? This week we examine some of the ways people deceive themselves when it comes to finances. It's important always be honest with yourself. This is especially true when it comes to important financial planning decisions. Listen in as we discuss important truths of financial and retirement planning. Let's face it, you don't want to find yourself on a dangerous detour as you travel along your Retirement Roadmap.
 
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, TD Ameritrade, and Nationwide Advisory Solutions.
 

The Retirement Grocery Store

 
Is it time to go to the “Retirement Grocery Store”? Making the transition from the working years to the retirement years may create the need to “go shopping”. For instance, during the working years your income plan is largely about your employment and going to work. However, the way you plan your retirement income can determine how much you are taxed and how long your retirement savings will last. Take a few minutes and tune in to our conversation. You just might learn a few ways to improve your journey along the Retirement Roadmap.
 
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, TD Ameritrade, and Nationwide Advisory Solutions.

Technology & Financial Planning

 
How does the ever changing world of technology effect financial planning? New technology influences nearly every aspect of our lives, including financial planning. Take a few minutes to listen in as we discuss different ways technology can play a role in your finances and your journey along the Retirement Roadmap.
 
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, TD Ameritrade, and Nationwide Advisory Solutions.

In The News - March 2018

 
This week we spend a little time discussing some of the business headlines that are in the news and some things to look for in the economy. Be careful making snap judgments about what things mean – sometimes there is more to the story and sometimes you need to let the picture develop so to speak. Take a few minutes to listen in as we evaluate some of the headlines we are seeing in early 2018. Your Retirement Roadmap might be influenced by some of the events that are currently unfolding.
 
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, TD Ameritrade, and Nationwide Advisory Solutions.
 

Stress & Retirement

 
Planning for and living in retirement is normally considered to be exciting and enjoyable (and it should be). However, retirement can also be stressful for a variety of reasons. This week we explore how stress sometimes enters the retirement picture and different strategies to deal with this kind of stress. Take a few minutes to listen in on our conversation and reflect on how you can make your travels along the Retirement Roadmap more enjoyable.
 
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, TD Ameritrade, and Nationwide Advisory Solutions.
 

Explaining It Away

Are you being honest with yourself? Sometimes people make mistakes that they know deep down need to be corrected. Sometimes there are things that need to be addressed, but it's just easier to put them off. If you can relate - then it's probably a good idea to join us for a few minutes as we discuss how people “Explain It Away”. Everyone's Retirement Roadmap has different stops along the way. Make sure you are being honest with yourself and make all the stops you need to make on your personal retirement journey.
 
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, TD Ameritrade, and Nationwide Advisory Solutions.

Real World Questions Part II

 
This week we continue tackling real world questions that come up in planning for and living in retirement. Join us for a few minutes as we evaluate several more real life retirement situations and discuss various stops that can come up while traveling along the Retirement Roadmap.
 
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, TD Ameritrade, and Nationwide Advisory Solutions.

Real World Questions

 
Over the next two weeks we will tackle a variety of questions that can come up when planning for and living in retirement. Listen in on our conversation as we discuss how retirement strategies can be applied to a number of different real life situations. There are many roads that can be traveled throughout the retirement years and many questions to be answered – make sure you choose your personal Retirement Roadmap wisely.
 
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, TD Ameritrade, and Nationwide Advisory Solutions.

Glass Half Full Or Half Empty?

 
Is the glass half full or half empty? This is always an interesting question and usually a matter of perspective. This week we discuss several issues that retirees and pre-retirees face in retirement planning. Take a little time and join us as we evaluate these retirement planning questions. The journey along the Retirement Roadmap is often enhanced when you take some time to reflect on important questions in order to gain additional perspective.
 
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, TD Ameritrade, and Nationwide Advisory Solutions.