The Retirement Roadmap Podcast

Demographics & Retirement

 
What do demographics have to do with retirement? Well, nearly everyone has heard the statistics regarding the record numbers of baby boomers that are retiring now and in the future. Nearly everyone also knows a little bit about the steady increase in longevity of the United States population. Listen in this week as we discuss a variety of topics that are good to know about when it comes to demographics and retirement. Demographics play a role in your Retirement Roadmap, so take a little time to understand these trends.
 
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, TD Ameritrade, and Nationwide Advisory Solutions.

Unique Planning Challenges

 
 
Do you have a unique planning challenge? On the podcast, we often discuss how everyone is unique and make it a point to emphasize that there are no “one size fits all” solutions. This week we take it a step further and address a variety of scenarios that pose unique planning challenges that can sometimes complicate retirement. Tune in and make sure you have a Retirement Roadmap designed to create success in the retirement years.
 
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, TD Ameritrade, and Nationwide Advisory Solutions.

Being Realistic In Retirement

 
Are your current retirement plans realistic? Retirement planning has lots of variables and it's wise to do a “reality check” from time to time. This week our conversation is based on evaluating how realistic your plans are for the retirement years. Take a few minutes to listen in as we discuss retirement planning topics and how to determine whether or not your plans are realistic. Your Retirement Roadmap is too important to make assumptions that might need to be reevaluated.
 
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, TD Ameritrade, and Nationwide Advisory Solutions.
 

Money Mission Statements

 
Have you given your money a mission? As you know, the way you think about and allocate your money is critically important. This week we discuss segmenting your money to have specific purpose and specific missions. Listen in on our discussion as we talk about useful ways to allocate your money to achieve specific and important outcomes. After this week's podcast you might just begin thinking about your money a little differently and your Retirement Roadmap might have a little more clarity.
 
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, TD Ameritrade, and Nationwide Advisory Solutions.
 

Dangerous Financial Assumptions

 
If what you thought to be true turned out not to be true, when would you want to know about it? There are variables that that can invalidate a number of common financial assumptions. This week we discuss why it's wise to be careful with “always” in your financial planning. Join us as we discuss how making certain assumptions about Roth IRA's, Social Security and a few other retirement topics could lead you to a different destination then you might have planned. Take the time to make sure your Retirement Roadmap is leading you in the right direction.
 
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, TD Ameritrade, and Nationwide Advisory Solutions.

Retirement Scenarios

 
When it comes to retirement, there are no one size fits all solutions. When making plans and determining your game plan it's wise to evaluate your situation and develop personalized strategies. Join us again this week as we take a look at a variety of retirement scenarios and discuss some of the factors to consider when faced with these various circumstances. Everyone has a different Retirement Roadmap, make sure yours is designed to provide you with the retirement you've always imagined.
 
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, TD Ameritrade, and Nationwide Advisory Solutions.
 

The Things You Can’t Control

 
When planning for living in the retirement years, it's important to understand there are things we can control and things we can't control. One of the keys to having a successful retirement is having strategies that allow you to succeed even when you don't have control. So take a few minutes to listen in on our conversation and make sure that your Retirement Roadmap is designed to be ready for “The Things You Can't Control”.
 
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, TD Ameritrade, and Nationwide Advisory Solutions.

Getting Started With Your Retirement Plan

 
For many people, retirement planning has simply been saving for retirement. However there are many additional factors to consider when you are transitioning into retirement or already retired. What does retirement look like for you? Do you have a retirement income plan that's built to last? Have you planned for how taxes will impact your income in retirement? Join us this week as we discuss these questions and additional topics that may be critical to your financial future. After all, if you don't take some time to design your personal Retirement Roadmap, you might not like your destination.
 
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, TD Ameritrade, and Nationwide Advisory Solutions.

Reacting To Market Corrections

 
How do you react to market corrections? Are market corrections during retirement different than market corrections during the working years? This week we take some time to discuss a variety of questions that often come up when thinking about market corrections. It's important to understand the possible impacts to your financial future and to understand the differences between market corrections during the working years vs. the retirement years. Take a few minutes to listen in on our conversation. Chances are that your Retirement Roadmap will encounter a few market corrections and it's critically important that you know how to respond to these market conditions.
 
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, TD Ameritrade, and Nationwide Advisory Solutions.
 

Debunking Myths

 
If what you thought to be true turned out not to be true, when would you want to know about it? There are many myths that surround financial and retirement planning – some of these myths take the form of what you might call “One Size Fits All Advice”. This week we take on some of these popular myths. This might challenge some of your long held beliefs. Listen in on this week's conversation and possibly discover how a number of common beliefs might actually be myths. It's important to always remember that your Retirement Roadmap should be unique to you and it's not always good to follow the “One Size Fits All Advice” that is provided by the “Financial Entertainers”.
 
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, TD Ameritrade, and Nationwide Advisory Solutions.