Episodes

Thursday Oct 11, 2018
More Retirement Questions
Thursday Oct 11, 2018
Thursday Oct 11, 2018
Welcome Back!!! This week we continue our conversation and exploration of a variety of retirement topics and questions. Listen in on our discussion of these important retirement questions. Let's face it, it never hurts to take another look at your retirement plans to determine whether or not your personal Retirement Roadmap is leading you to your desired destination.
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, TD Ameritrade, and Nationwide Advisory Solutions.

Wednesday Oct 03, 2018
Retirement Questions
Wednesday Oct 03, 2018
Wednesday Oct 03, 2018
When thinking about and planning for retirement, many questions come to mind. Since everyone's situation is a little different, it makes sense that not everyone will have the same questions. So over the next two weeks we will be talking about a variety of retirement topics. Take a few minutes to listen in as we discuss a wide range of important retirement questions – who knows, you might just gain a few insights and enhance your personal Retirement Roadmap.
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, TD Ameritrade, and Nationwide Advisory Solutions.

Wednesday Sep 26, 2018
5 Important Retirement Topics
Wednesday Sep 26, 2018
Wednesday Sep 26, 2018
There are many things to consider in retirement planning, but some things are more important than others. In today's podcast we delve into “5 Important Retirement Topics” that could be critical in your retirement planning. How you deal with these issues could play a big role in whether or not you enjoy the journey along your Retirement Roadmap.
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, TD Ameritrade, and Nationwide Advisory Solutions.

Wednesday Sep 19, 2018
Beware of Retirement Sales Pitches
Wednesday Sep 19, 2018
Wednesday Sep 19, 2018
There are lots of financial products in the market place and lots of financial sales people to sell them! It's wise to remember that there are no “silver bullets” and no one size fits all solutions when it comes to retirement planning. Listen in this week as we discuss what to look for and what to watch out for when planning your Retirement Roadmap.
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, TD Ameritrade, and Nationwide Advisory Solutions.

Wednesday Sep 12, 2018
Fuzzy Math
Wednesday Sep 12, 2018
Wednesday Sep 12, 2018
Is there some “Fuzzy Math” in your retirement plan? Sometimes things are not necessarily what they seem. This week we explore a few areas in retirement planning that sometimes need to be calculated differently or thought of differently. Join us as we discuss how “Fuzzy Math” could create problems as you travel along your personal Retirement Roadmap.
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, TD Ameritrade, and Nationwide Advisory Solutions.

Wednesday Sep 05, 2018
Demographics & Retirement
Wednesday Sep 05, 2018
Wednesday Sep 05, 2018
What do demographics have to do with retirement? Well, nearly everyone has heard the statistics regarding the record numbers of baby boomers that are retiring now and in the future. Nearly everyone also knows a little bit about the steady increase in longevity of the United States population. Listen in this week as we discuss a variety of topics that are good to know about when it comes to demographics and retirement. Demographics play a role in your Retirement Roadmap, so take a little time to understand these trends.
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, TD Ameritrade, and Nationwide Advisory Solutions.

Wednesday Aug 29, 2018
Unique Planning Challenges
Wednesday Aug 29, 2018
Wednesday Aug 29, 2018
Do you have a unique planning challenge? On the podcast, we often discuss how everyone is unique and make it a point to emphasize that there are no “one size fits all” solutions. This week we take it a step further and address a variety of scenarios that pose unique planning challenges that can sometimes complicate retirement. Tune in and make sure you have a Retirement Roadmap designed to create success in the retirement years.
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, TD Ameritrade, and Nationwide Advisory Solutions.

Wednesday Aug 22, 2018
Being Realistic In Retirement
Wednesday Aug 22, 2018
Wednesday Aug 22, 2018
Are your current retirement plans realistic? Retirement planning has lots of variables and it's wise to do a “reality check” from time to time. This week our conversation is based on evaluating how realistic your plans are for the retirement years. Take a few minutes to listen in as we discuss retirement planning topics and how to determine whether or not your plans are realistic. Your Retirement Roadmap is too important to make assumptions that might need to be reevaluated.
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, TD Ameritrade, and Nationwide Advisory Solutions.

Wednesday Aug 15, 2018
Money Mission Statements
Wednesday Aug 15, 2018
Wednesday Aug 15, 2018
Have you given your money a mission? As you know, the way you think about and allocate your money is critically important. This week we discuss segmenting your money to have specific purpose and specific missions. Listen in on our discussion as we talk about useful ways to allocate your money to achieve specific and important outcomes. After this week's podcast you might just begin thinking about your money a little differently and your Retirement Roadmap might have a little more clarity.
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, TD Ameritrade, and Nationwide Advisory Solutions.

Thursday Aug 09, 2018
Dangerous Financial Assumptions
Thursday Aug 09, 2018
Thursday Aug 09, 2018
If what you thought to be true turned out not to be true, when would you want to know about it? There are variables that that can invalidate a number of common financial assumptions. This week we discuss why it's wise to be careful with “always” in your financial planning. Join us as we discuss how making certain assumptions about Roth IRA's, Social Security and a few other retirement topics could lead you to a different destination then you might have planned. Take the time to make sure your Retirement Roadmap is leading you in the right direction.
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, TD Ameritrade, and Nationwide Advisory Solutions.