The Retirement Roadmap Podcast

50 Shades Of Gray Area

When it comes to financial matters there are often many variables to consider, which can create “Shades of Grey”. In other words, not all situations are clear cut or “Black & White”. This week we explore situations and scenarios that have different variables to be considered - which can lead to various conclusions. Listen in on the conversation as we explore different paths along the Retirement Roadmap.
 
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, TD Ameritrade, and Nationwide Advisory Solutions.

What If Scenarios

As we often say on the podcast - “There Are No One Size Fits All” solutions when it comes to personal finances. This week we explore a variety of “What If . . .” scenarios and how different people and different circumstances might have different answers and responses to similar scenarios. Listen in on our conversation as we discuss some common “What If's” that sometimes come up along the Retirement Roadmap.
 
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, TD Ameritrade, and Nationwide Advisory Solutions.

In The News – The National Debt & More . . .

It's always good to thing to take a look at topics that are “In The News”. This week we look at a couple of issues that are currently being discussed across the country. One of the topics we focus on this week is the National Debt and how it could possibly effect your retirement and your retirement planning. So tune in to hear our discussion of a few topics of the day – you might just get a some insights that help you along your personal Retirement Roadmap.
 
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, TD Ameritrade, and Nationwide Advisory Solutions.

Spotting A Bad Advisor

Is your advisor serving your best interest? This may be the most important question you can ask when working with an advisor. This week on the podcast, we explore a number of questions and potential “Red Flags” to watch out for when it comes to working with a financial advisor. It's wise to make sure that any advisor you work with is helping you to improve your journey along your personal Retirement Roadmap.
 
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, TD Ameritrade, and Nationwide Advisory Solutions.

I Was Wondering . . .

There are a number of questions that retirees and pre-retirees find themselves wondering about – so this week we examine and discuss some of these questions. Take a few minutes to listen in on our conversation as we delve into important topics and ways to determine whether or not your Retirement Roadmap is leading you to your desired destinations.
 
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, TD Ameritrade, and Nationwide Advisory Solutions.

Top Financial Distractions

Do you ever get distracted in your financial life? In today's world there are many things that are vying for your attention, and many things that can distract you from your financial goals. On this week's podcast we explore some of the top financial distractions that can sometimes keep you from staying focused. There can be many twists and turns along the Retirement Roadmap, so make sure you stay alert and be ready for the distractions that can come your way.
 
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, TD Ameritrade, and Nationwide Advisory Solutions.

Buzzword . . . Risk Tolerance

Asking the right questions can sometimes create a different perspective on things. Join us this week as we discuss what is meant by “Risk Tolerance”. Can “Risk Tolerance” change over time? Just about everyone has an idea of how comfortable they are with risk, however as you travel along your Retirement Roadmap it's important to determine whether or not your “Risk Tolerance” is constant with your goals and with where you are in life.
 
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, TD Ameritrade, and Nationwide Advisory Solutions.

Are You Asking The Wrong Questions?

As you know, different people are in different situations. Which means that sometimes the answers to common questions can be different for different people, but it also means that sometimes there needs to be different questions. Join us this week as we discuss some of these differences so you can begin determining if you might need to make some adjustments to your Retirement Roadmap.
 
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, TD Ameritrade, and Nationwide Advisory Solutions.

Real Financial Advising Is Solving Problems

How do you define “Financial Advisor”? Sometimes “Financial Advisor” is defined as someone that helps you manage accounts, however we believe there's much more to it than just managing accounts Financial advise can come in many forms and this week we discuss additional ways a good advisor can help. Take a few minutes to discover how your Retirement Roadmap can improve with a more comprehensive approach to financial advise.
 
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, TD Ameritrade, and Nationwide Advisory Solutions.

What It’s Like To Become A Client

We often get the question of what is it like have an advisor or what's it like to become a client? This is one of the most important topics to understand when preparing for or living in retirement. So on the podcast this week we discuss this question in depth.  Take a few minutes to listen in as we review expectations and a variety of additional questions that often come up when working with an advisor. An advisor should be focused on you and helping you design your retirement years. If you'd like to get together to discuss your personal Retirement Roadmap – give us a call.
 
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, TD Ameritrade, and Nationwide Advisory Solutions.