The Retirement Roadmap Podcast

Financial Crosswords

Do you like crossword puzzles? I hope so, because on this week's podcast we discuss how putting together a financial or retirement plan can be like a crossword puzzle. Listen in on our conversation as we discuss a number of “Financial Crossword” strategies to address a variety of financial and retirement challenges. Everyone has a different financial puzzle to solve. If you'd like to discuss yours or you'd like a second opinion, simply give us a call at (336) 291-3535 or visit ScheduleSomeTime.com. Glenn is available for in person or virtual meetings. Remember to share The Retirement Roadmap Podcast with friends, family and colleagues.
 
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, TD Ameritrade, and Nationwide Advisory Solutions.

Financial Truths

In many cases when it comes to financial and retirement planning questions the answer often starts with “It Depends . . .”. However there are some things that can be considered “Financial Truths” - the topic of this week's podcast. Listen in on our conversation as we delve into and explore a number of “Financial Truths” and examine possible strategies. If you'd like to discuss your plans, simply give us a call or visit GreensboroRetirement.com to schedule some time with Glenn. Glenn is available for both in person and virtual meetings. If you enjoy The Retirement Roadmap Podcast . . . Please remember to share it with friends, family and colleagues.
 
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, TD Ameritrade, and Nationwide Advisory Solutions.

Retirement Goals

As we all know, virtually everyone has goals for retirement – financial goals, lifestyle goals just to name a few. As you think about your retirement goals, ask yourself whether or not you have a plan in place that's designed to make your goals become a reality. Unfortunately, if you don't have a plan, your goals might just be hopes or wishes. On this week's podcast we take some time to discuss retirement goals. We're here to help so reach out to us and remember to share the podcast with your family, friends and colleagues.
 
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, TD Ameritrade, and Nationwide Advisory Solutions.

Roth Conversions

To convert or not to convert – that is the question! When is it a good idea to do a Roth conversion? On this week's podcast we discuss Roth conversions. Our conversation starts with the basics of a Roth conversion. We then delve into the pros and cons, as well as, some tax aware strategies designed to help minimize the future tax liabilities inherent with pretax accounts like traditional IRAs and 401(K)s. Give us a call to schedule some time with Glenn if you'd like to discuss your plans and remember to share the podcast with friends, family and colleagues.
 
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, TD Ameritrade, and Nationwide Advisory Solutions.

Desire To Retire

What is your desire to retire? Do you have an age in mind? Do you have a specific dollar amount that you want to have saved before you retire? On this week's podcast we delve into a number of questions that may be on your mind or that you might need to know the answer to before you make the big decision. Sit back and listen in on this week's conversation as we explore the questions and the possibilities. Give us a call to schedule some time with Glenn if you'd like to discuss your plans and remember to share the podcast with friends, family and colleagues.
 
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, TD Ameritrade, and Nationwide Advisory Solutions.

Emotional Investing

We've all been taught that making decisions based on facts and logic tends to work best, however human beings do have emotions. So this week we take some time to discuss balancing emotions and logic. As you listen in on the conversation, reflect on your own situation - you might just find a few insights that help you on your journey along the Retirement Roadmap. We're here to help so reach out to us and remember to share the podcast with your family, friends and colleagues.
 
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, TD Ameritrade, and Nationwide Advisory Solutions.

Common Financial Myths

If what you thought to be true turned out not to be true, when would you want to know about it? Listen in on this week's podcast as we spend some time discussing some “common financial myths” to be aware of and to guard against. Reach out and schedule some time with Glenn to discuss your personal Retirement Roadmap. If you enjoy our podcast remember to share it with your family, friends and colleagues.
 
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, TD Ameritrade, and Nationwide Advisory Solutions.

Financial Bias

To whom are you listening and is their advise in your best interest? Always be on the look out for “Financial Bias”. It's important to understand that much of what you may hear and read is general information intended for the masses and your situation may well call for something different. As you listen in this week, take note of some of the distinctions that could make a world of difference when making financial decisions as you travel the Retirement Roadmap.
 
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, TD Ameritrade, and Nationwide Advisory Solutions.

Managing Debt

How do you define debt? It's important to understand what debt is and to evaluate how and when you might pay future obligations early and when you might chose to continue making payments instead of paying off the balance before it's due. On this week's podcast we spend some time discussing different definitions of debt and how to manage debt. Understanding these dynamics can play a role in how long your money lasts and how much access you have to capital when you might need it. Remember to share the podcast and to reach out to us – we're here to help you navigate the Retirement Roadmap.
 
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, TD Ameritrade, and Nationwide Advisory Solutions.

Are You Making Excuses To Not Retire?

It may sound like a strange question to some, but you might be surprised! This week we delve into this question and some of the reasons people may have for not being sure whether to retire or when to retire. As you listen to the podcast this week, you may find yourself reflecting on your own situation – which may cause you to ask yourself some important questions. Share the podcast with your family and colleagues and feel free to reach out. We're here to help you on your journey along the Retirement Roadmap.
 
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, TD Ameritrade, and Nationwide Advisory Solutions.